زمان تقریبی مطالعه: ۹ دقیقه

پادکست BBC شماره ۳۳

سلام  با سی و سومین سری از پادکست‌های BBC 6 Minute English در خدمت شما هستیم.

در این قسمت درباره کلاهبرداری‌های اینترنتی صحبت میشه. کلاهبرداری (فریب مردم و ربودن پول آن‌ها) مسئله بزرگی است. کلاهبرداری هوشمندانه و پیچیده می تواند ما را هم در هنگام انتقال پول فریب دهد. درباره روش‌های مختلف کلاهبرداری و راه‌های تشخیص این اتفاق بحث میشه. بعضی آن‌ها روی برنامه کلاهبردایشون بسیار فکر شده عمل می‌کنند.

در زیر کلمات کلیدی که باید با آن‌ها آشنا شوید برایتان توضیح داده شده‌اند:

fraud : the criminal activity of getting money by deceiving people

fraud : دزدی پول

scam : illegal or dishonest way of making money by tricking someone

scam : کلاهبرداری

fall for (something) : believe (something), that is a trick or a lie, to be true

fall for : گول خوردن، باور کردن چیزی که فریب یا دروغ است

sleight of hand : use of clever skill to gain something dishonestly

sleight of hand : تر دستی

rifle : search something in order to steal from it

rifle : تجسس، جستجو کردن برای دزدی

phishing : tricking someone by email or online to get their personal data by pretending to be from your bank

phishing : فریب افراد با ایمیل یا دیگر راه‌های آنلاین برای گرفتن اطلاعات شخصی افراد و کلاهبرداری

sophisticated : clever and often complicated

sophisticated : هوشمندانه و پیچیده

Transcript of the podcast

پادکست BBC شماره 33 - Are you at risk from online fraud

پادکست BBC 6 minute English – Are you at risk from online fraud

Sam
Hello, I’m Sam and welcome to 6 Minute English. This is the programme where in just six minutes we discuss an interesting topic and teach some related English vocabulary. Joining me to do this is Rob.

Rob
Hello.  And today we’re talking about fraud.

Sam
Fraud is the criminal activity of getting money by deceiving people – or tricking people by doing something dishonest.

Rob
There are many ways to do this – and much of it is happening online these days.

Sam
We’ll talk more about this in a moment. But first, a very honest quiz question for you to answer, Rob. According to UK Finance – an organisation that represents the British banking industry – how much money did criminals steal through fraud and scams last year? Was it…

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a)    £۱٫۲m

b)    £۱۲۰m, or

c)     £۱٫۲bn?

Rob
Well, I imagine it’s quite a lot – so I’ll say £۱۲۰m.

SamWe’ll find out if you’re right later in the programme. Now, I just mentioned the word scam, which is an illegal way of making money by tricking someone. We may think that we’ll never be scammed, but already millions of people have fallen for fake emails, phone calls or letters that look genuine and ask us to give or update our financial details.

Rob
To fall for means to believe something that is a trick or a lie, to be true. This year, for example, thousands of people in the UK fell for a fraudulent – or fake – email, requesting that people update their direct debit details for paying their TV licence. That’s a payment we have to make in the UK to fund the BBC.

Sam
This is something the BBC Radio 4 programme, You and Yours, has been discussing. Its BBC Fraud investigator reporter, Shari Vahl, explained why it was easy to be deceived…

Shari Vahl, BBC Fraud investigator reporter
It’s a sleight of hand fraud. The criminals get you to look over there whilst they rifle your pockets and I have the email here and it looks completely convincing. All the right logos, all the right fonts. It just says that my direct debit on my TV licence has failed and I need to pay it. It’s very polite.

Sam
So some great language there. She said that this scam was a sleight of hand fraud. Sleight of hand means the use of clever skill to gain something dishonestly – in this case, money.

Rob
As Shari said, the criminals get you to, metaphorically, look over there whilst they rifle your pockets. Rifle means search something in order to steal from it – so to steal from your pocket – very dishonest!

Sam
Now, like in this case, fraudsters – the people who commit fraud – gained financial information by phishing. That’s not fishing using a rod, line and hook, but by sending an email that looked like it came from your bank, asking for confidential information.

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Rob
But banks do warn us not to give away our financial details online and to change our passwords regularly.

Sam
But sometimes criminals are very clever in what they do and it’s easy to be fooled. The You and Yours programme also heard about this from social engineer, Jenny Radcliffe. What does she call this type of fraud?

Jenny Radcliffe, social engineer
The more sophisticated frauds are ones that have been thought through very carefully. And this has been thought through. It’s a fraud that can be layered so you know we’re getting some information from you. What you really look for is a window into someone – a key that unlocks just a small part of their identity or their personal data and from that a good fraud will build and build and build on it until the consequences to some people can be completely devastating.

Rob
So Jenny Radcliffe is talking about sophisticated fraud. That means it’s clever and often complicated – so it can confuse us.

Sam
Yes, criminals need just a small piece of information about us – a key – that can eventually open up our identity and expose our personal data.

Rob
And as Jenny says, for victims of fraud the consequences – the outcome – can be very bad. Especially if somebody loses all their hard-earned savings – it can devastating.

Sam
Of course banks and security companies are working hard to beat the criminals but it still remains a problem and earlier I asked you, Rob. According to UK Finance, how much money did criminal steal through fraud and scams last year?

Rob
And I said b) £۱۲۰m. That’s a lot of money.

Sam
It is but it’s even more. In 2018, criminals successfully stole £۱٫۲ billion through fraud and scams – and that’s just in the UK – globally it’s even more.

Rob
Well, it certainly is a serious issue but hopefully we haven’t deceived you with the vocabulary we’ve discussed today.

Sam
Hopefully not! We’ve been talking about fraud – that’s the criminal activity of getting money by deceiving people – or tricking people by doing something dishonest.

Rob
Next we had scam – which is an illegal or dishonest way of making money by tricking someone. The people who do it are scammers.

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Sam
We talked about the phrasal verb fall for. When you fall for something you believe something that is a trick or a lie, to be true.

Rob
Then we heard about sleight of hand which means use of clever skill to gain something dishonestly. And rifle, which means search something in order to steal from it.

Sam
Phishing, spelt with a ph, means tricking someone by email or online to get their personal data by pretending to be from your bank. Finally, we discussed sophisticated fraud. When something is sophisticated, it’s clever and often complicated.

Rob
Unlike our programme, Sam!

Sam
Let’s hope so but now, we’ve reached the end of the programme.

Rob
See you again soon. Bye! 

Sam
Bye. 

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